When I graduated from University in 1960 employment opportunities were in abundant supply.
A lifetime of productive employment and retirement were achievable.
50 years later neither are within sight.
There are at least 3 root factors at work.
*Capital investment is focused on Shareholder value that excludes
intellectual capital as a key value component.
*Education standards are set with a low bar.
*Neither entrepreneurial innovation or educational excellence are widely held values by our culture.
Our business and education leaders have lost the past 20 years in fulfilling their respective economic and social responsibilities to the current generation.
Ask the recent graduates why they can't find productive employment.
Daniel H. Zwicker
B.Sc. (Hons.) P.Eng. CFP CLU CH.F.C. CFSB
Financial Practitioner Designations
CFP - Certified Financial Planner
The Certified Financial Planner designation is an internationally recognized standard for financial planning. It is granted by the Financial Planners Standards Council (FPSC). An advisor with a CFP may help you with personal financial planning and offer advice on investment products and strategies.
CLU - Chartered Life Underwriter
For more than 80 years, the CLU designation has been widely recognized as a mark of excellence in the industry. The Chartered Life Underwriter is a professional financial advisor specializing in developing effective solutions for individuals, business owners and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer.
CH.F.C - Chartered Financial Consultant
A Chartered Financial Consultant is a financial advisor with advanced knowledge in wealth accumulation and retirement planning. An advisor with a CH.F.C. is an expert in retirement planning and capital accumulation strategies.
http://www.iafe.ca/ (The Institute for Advanced Financial Education)
http://www.cfp-ca.org/ (Financial Planners Standards Council)
http://www.ifbc.ca/ (Independent Financial Brokers of Canada) http://www.peo.on.ca/ (Professional Engineers Ontario)
FFCG BLOG: http://dan-zwicker.blogspot.ca/
CFP BLOG: http://dzwicker.blogspot.ca/
BEYOND RISK BLOG: http://beyondrisk.blogspot.ca/
first financial consulting group
4261 Highway Seven Suite 238 Markham , Ontario L3R 9W6
Capital Risk Management
Sustainable Lifetime Income
Strategic Wealth Management
Specialists in Advanced Life Insurance Applications and Estate Planning Solutions
'Raising The Bar'