THE COLLAPSE OF THE CANADIAN SOCIAL (EMPLOYMENT/RETIREMENT) CONTRACT

When I graduated from University in 1960 employment opportunities were in abundant supply.

A lifetime of productive employment and retirement were achievable.

50 years later neither are within sight.

There are at least 3 root factors at work.

*Capital investment is focused on Shareholder value that excludes

intellectual capital as a key value component.

*Education standards are set with a low bar.

*Neither entrepreneurial innovation or educational excellence are widely held values by our culture.

Our business and education leaders have lost the past 20 years in fulfilling their respective economic and social responsibilities to the current generation.
 
Ask the recent graduates why they can't find productive employment.


Daniel H. Zwicker
B.Sc. (Hons.) P.Eng. CFP CLU CH.F.C. CFSB
Toronto


Financial Practitioner Designations

CFP - Certified Financial Planner

The Certified Financial Planner designation is an internationally recognized standard for financial planning. It is granted by the Financial Planners Standards Council (FPSC). An advisor with a CFP may help you with personal financial planning and offer advice on investment products and strategies.

 CLU - Chartered Life Underwriter

For more than 80 years, the CLU designation has been widely recognized as a mark of excellence in the industry. The Chartered Life Underwriter is a professional financial advisor specializing in developing effective solutions for individuals, business owners and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer.

http://beyondrisk.wordpress.com/2013/12/02/684/

CH.F.C - Chartered Financial Consultant

A Chartered Financial Consultant is a financial advisor with advanced knowledge in wealth accumulation and retirement planning. An advisor with a CH.F.C. is an expert in retirement planning and capital accumulation strategies.


ONLINE REFERENCES:

http://www.advocis.ca/ (Advocis),

http://www.iafe.ca/ (The Institute for Advanced Financial Education)

http://www.cfp-ca.org/ (Financial Planners Standards Council)

http://www.ifbc.ca/ (Independent Financial Brokers of Canada) http://www.peo.on.ca/ (Professional Engineers Ontario)

BLOGS:

FFCG BLOG:  http://dan-zwicker.blogspot.ca/

CFP BLOG:     http://dzwicker.blogspot.ca/

BEYOND RISK BLOG:   http://beyondrisk.blogspot.ca/

CONTACT DETAILS: 
 

http://dzwicker.blogspot.ca/2011/10/contact.html

first financial consulting group

 4261 Highway Seven Suite 238 Markham , Ontario L3R 9W6

Capital Risk Management

Sustainable Lifetime Income

Strategic Wealth Management

Specialists in Advanced Life Insurance Applications and Estate Planning Solutions

'Raising  The Bar'